How many trucking companies lose their insurance?
By Jake Marsh · Reviewed · Numbers are Rookiefeed analysis as of , updated daily · How the list is built
FMCSA suspended 2,522 for-hire carriers in the 30 days ending November 15, 2026 because their insurance was cancelled and nothing meeting the minimum was on file. That's about 84 a day. Most run one or two trucks, and about 1 in 5 in our sample were reinstated within two weeks.
What counts as losing insurance here
We count a carrier when FMCSA records an involuntary suspension for an insurance cancellation with no active coverage meeting the minimum on file. Suspensions for other reasons, such as a missing BOC-3 process agent filing, aren't counted, and neither are carriers that stopped operating on their own.
It only covers for-hire carriers with operating authority. Liability filings are the BMC-91 and BMC-91X, and a suspended carrier can't legally haul for hire until new coverage is filed.
Which states have the most
The 15 states with the most suspensions in the 30 days ending November 15, 2026, next to new applications and new grants in the same window. Live, rebuilt every morning.
| State | Lost coverage | New applications | Newly granted |
|---|---|---|---|
| California | 392 | 687 | 500 |
| Texas | 368 | 882 | 647 |
| Florida | 196 | 600 | 405 |
| Illinois | 122 | 405 | 385 |
| Ohio | 120 | 353 | 273 |
| New Jersey | 114 | 337 | 188 |
| Georgia | 95 | 353 | 230 |
| Pennsylvania | 93 | 425 | 302 |
| North Carolina | 89 | 267 | 188 |
| Indiana | 79 | 183 | 128 |
| Tennessee | 54 | 163 | 99 |
| Michigan | 49 | 146 | 123 |
| New York | 49 | 173 | 68 |
| Arizona | 45 | 135 | 114 |
| Virginia | 45 | 136 | 101 |
Who they are
- Small: in a sample of 277 carriers suspended October 20 to 22, 2026, 58% reported one truck or none, 32% two to five, and 9% six or more.
- Often recent: 47% of that sample had registered with FMCSA since January 2025.
- Reachable: 276 of the 277 had a phone on file and 276 an email.
How many come back
55 of those 277 carriers (20%) had a reinstatement on record by November 4, 2026, about two weeks later. So a suspension isn't always the end of the business: sometimes a new policy simply hadn't been filed yet. The other 4 in 5 hadn't come back in that time, and we can't tell from the record which of them plan to.
For new authority numbers, see the national stats.
Questions
- How long does a carrier have after insurance is cancelled?
- The records we use show a suspension once the cancellation takes effect with no qualifying coverage on file. The authority stays suspended until new coverage is filed. Check with FMCSA or your insurance agent for your own deadlines.
- Is this every cancelled trucking policy?
- No. It's for-hire carriers whose authority FMCSA suspended over a liability insurance cancellation. A carrier that replaced its policy before the old one ended never shows up here.
- Can I use these numbers?
- Yes, with credit: Rookiefeed analysis
Sell truck insurance?
Rookiefeed sends these carriers each morning with the owner's name, phone and email, along with new applicants who have no policy yet. The first 10 insurance agents get their state to themselves.